BUYERS & BUYING

• Free Consultation 
• Free ABC Home Buying Introduction 
• Free PITI Explained 
• Free VA Loan Information On How To Get Started 
• Free USDA, FHA And Conventional Loan Information 
• Free Mortgage Contacts For Pre-Approvals 
• Free Home Inspector Contacts & Choices 
• Free Closing Attorney Contacts
• Free Home Showings & Tours 
• Free Local Community Info 
• Free Videos, Photos, FaceTime & WhatsApp Sessions For Out-Of-State Buyers 
• Free ZOOM Meetings For Out-Of-State Buyers 
• Free CMA 
• Free  NET Sheet 

Real Estate Agent |

Accredited Buyers Agent (ABR) |

First-Time Homebuyer Agent

Understand that buying a home can seem a daunting process, especially for first-time homebuyers

To make things easier for you, we have created a collection of talking blocks and their meanings regarding the home buying process

For First-Time Homebuyers  :

1. Mortgage Pre-Approval - Before starting your home search, it is essential to get pre-approved for a mortgage. It will give you an idea of how much you can afford to spend and help you make an informed decision while buying a home
2. Down Payment - The amount you pay upfront while buying a property is known as a down payment on FHA and Conventional Loans. It typically ranges from 3% to 20% (investors) of the property's purchase price
3. NO DOWN PAYMENT required on VA Loans & USDA Loans !
4. Closing Costs - These are the fees associated with closing a real estate transaction. They often include the appraisal fee, title search, title insurance, attorney fees, home inspections, a survey, building up your mortgage escrow account and more
5. Home Appraisal & Inspections of  the Property, incl. Septic and Well Inspections (if applicable)  - These are crucial and critical steps in the home buying process. It will help to identify any potential issues of home value or repairs needed before closing the deal. Your Professional Real Estate Agent will guide you, advise you and negotiate on your behalf with the Seller's Agent.