BUYERS & BUYING

Real Estate Agent |

Accredited Buyers Agent (ABR) |

First-Time Homebuyer Agent

Understand that buying a home can seem a daunting process, especially for first-time homebuyers

To make things easier for you, we have created a collection of talking blocks and their meanings regarding the home buying process

For First-Time Homebuyers :

Mortgage Pre-Approval - Before starting your home search, it is essential to get pre-approved for a mortgage. It will give you an idea of how much you can afford to spend and help you make an informed decision while buying a home
Down Payment - The amount you pay upfront while buying a property is known as a down payment on FHA and Conventional Loans. It typically ranges from 3% to 20% (investors) of the property's purchase price
NO DOWN PAYMENT required on VA Loans & USDA Loans !
Closing Costs - These are the fees associated with closing a real estate transaction. They often include the appraisal fee, title search, title insurance, attorney fees, home inspections, a survey, building up your mortgage escrow account and more
Home Appraisal & Inspections of the Property, incl. Septic and Well Inspections (if applicable) - These are crucial and critical steps in the home buying process. It will help to identify any potential issues of home value or repairs needed before closing the deal. Your Professional Real Estate Agent will guide you, advise you and negotiate on your behalf with the Seller's Agent.

The Buyer's GUIDE